SIX STEPS TO PROTECT CLIENTS FROM DEBIT/CREDIT CARD SCAMS

SCAMS are becoming increasingly “authentic” and “sophisticated”. But there are ways to spot and outsmart them.

BDO Unibank enumerates six useful tips to keep the clients safe when making transactions using their debit and credit cards:

1. Never share your One-Time PIN (OTP), card/account/reference number, or three-digit CVV with anyone, even if the person calling tells you he or she is from the bank. Real bank representatives will never ask for any of these confidential information.
2. Do not verify your account by clicking on a link sent via email or SMS. These links will redirect you to a website that imitates the bank’s official website. These fake websites are used to steal your information.
   BDO, for its part, will only send links to share information such as card promotions. When clients encounter suspicious emails, BDO’s advice is to send them to ReportPhish@bdo.com.ph.
3. Only transact using BDO Digital Banking app or BDO Pay. If a client uses the web browser, just type online.bdo.com.ph on the address bar to access the BDO Digital Banking account. Remember that BDO will never ask clients to log in to their Digital Banking account through a link.
4. If BDO monitors a suspicious transaction, the bank sends a transaction alert notification to its cardholder’s registered mobile number. Using its legitimate sender ID — BDO-Alert, the bank will provide the amount charged to the cardholder’s debit or credit card, and the merchant where the item was purchased. The cardholder will then be asked to verify the transaction via SMS.
   If the cardholder did not make the transaction, they are advised to call BDO Customer Contact Center Hotline at (02) 8631-8000 or message BDO Customer Care with a blue verified checkmark on Facebook Messenger.
5. Before traveling abroad, BDO reminds clients to check their available credit card limit and inform the bank how long they will be away prior to their trip. Doing so will allow the bank to take note of their overseas transactions. However, for added protection, the bank may still send SMS alerts or make calls to verify purchases.
6. Cardholders have the option to lock and unlock their debit and credit cards using BDO Digital Banking to manage their transactions. This function comes in handy if they misplace their cards. When suspicious transactions are detected however, the bank will temporarily lock a client’s card.

Be smarter than a scammer with #BDOAntiScam

To reactivate a locked card, clients may use either of these options: via BDO’s official website (click on “Cards,” “Credit Cards,” “Card Services,” then “Activation”) or through BDO Digital Banking mobile app (click on “More,” “Security Management,” then slide toggle button on card to be unlocked; wait for OTP and enter it to confirm). Cardholders can also text UB YES to 225678 or call the hotline at (02) 8702 6888.

BDO continues to advise its cardholders to always be vigilant and protect their sensitive information to avoid falling victim to fraudulent acts.

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About BDO Unibank, Inc.
BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services.

BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide. It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.

BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit http://www.bdo.com.ph.

BDO Unibank, Inc.
BDO Corporate Center
7899 Makati Avenue
Makati City 0726, Philippines
Tel +63(2) 8840-7000
http://www.bdo.com.ph

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Tide to Design First Laundry Detergent for Space,To Begin Stain Removal Testing on International Space Station in 2022

The Procter & Gamble laundry brand partners with NASA in a Space Act Agreement to explore how to efficiently clean astronauts’ clothing in resource-constrained environments, including the Artemis Moon missions and future Mars missions.

Graphic: Business Wire

Tide® has signed a Space Act Agreement with NASA to help in the development of laundry detergent solutions and technology development in space. Under the agreement, NASA may test and study Tide cleaning solutions in space. The study could have potential on-planet implications like innovative solutions for resource and environmental challenges on Earth. Aligning with Tide’s decade-long sustainability commitment, Ambition 2030, Tide will strive to bring off-planet learnings back to everyday consumer products.

Currently, astronauts on the International Space Station (ISS) wear clothing several times before replacing with a new set. Clothing is delivered to the station through resupply shipment opportunities. The limited cargo capacity makes the practice of replenishing the clothing supply challenging for deep space missions, such as Artemis Moon missions and a crewed roundtrip Mars mission. Without a laundry solution, 160 pounds of clothing per crew member per year are launched to the ISS. Human roundtrip missions to Mars could be two to three years in length.

Major challenges for off-Earth laundering include ingredient safety and compatibility with NASA life support systems, and the limited amount of water available per wash load and the requirement that the wash water be purified back to drinking-quality water. To combat these challenges, Tide has developed a fully degradable detergent, specifically designed for use in space to solve malodor, cleanliness and stain removal problems for washable items used during deep space missions, while being suitable for use in a close-loop water system.

Onboard a 2022 cargo launch to the space station, “Mission PGTide” (P&G Telescience Investigation of Detergent Experiments), teams will test the stability of cleaning ingredients under microgravity conditions and exposure to the radiation levels experienced in space in partnership with the ISS U.S. National Laboratory and SEOPS. In addition, the stain removal ingredients and performance will be tested onboard the ISS through experiments with Tide To Go Wipes and Tide To Go Pens.

“The ISS National Lab is excited to work with the P&G team once again as they push the limits of their research and development onboard the orbiting laboratory,” said Dr. Michael Roberts, Acting Chief Scientist for the ISS National Lab. “Through private-sector utilization of the space station, companies like P&G can conduct investigations in ways not possible on Earth to develop new consumer products, enhance existing products, and better understand processes that further business models both on the ground and in low Earth orbit. We look forward to this first investigation of Tide in Space and hope that many more will soon follow.”

In addition to testing onboard the ISS National Lab, NASA and Tide researchers may study how an innovative combined washing and drying unit utilizing the special-formulated detergent could potentially be integrated into planetary habitats that may be used for the Artemis Moon and Mars missions under low-gravity surface conditions. There are also a unique set of challenges that present themselves for a crewed Mars mission. Future missions to and from Mars expect to span multiple years, and these long-duration flights will require laundry solutions designed for extreme space-based environments and varying gravity conditions.

“This partnership was created to rethink cleaning solutions – forcing us to rethink innovations for resource-constrained and challenging environments like the ISS, deep space and even the future of our home planet,” said Aga Orlik, Senior Vice President, P&G North America Fabric Care. “We are eager to apply our learnings from our partnerships with NASA and the ISS National Lab to Tide on Earth, developing a low-resource-use laundry solution for everyday use while meeting consumer demand for more sustainable products.”

Tide’s Stain Removal Testing on International Space Station starts in 2022

The news of Tide’s space exploration to innovate low-impact laundry solutions comes on the heels of Tide’s Ambition 2030 commitments, announced earlier this spring. Included among Tide’s Ambition commitments were actionable goals to find resource efficiencies in energy, water and waste across the laundry lifecycle – from manufacturing and packaging to consumer use phase and end of life – to reduce the environmental impact of a load of laundry while increasing the impact of clean clothes.

“Humanity has reached a pivotal point where on one hand, we’re on the exciting cusp of space colonization, and on the other, facing a critical period where action must be taken now to save the planet we all call home,” said Orlik. “The collaboration with NASA and the ISS National Lab are particularly exciting because it allows us to push the bounds of resource efficiency to its absolute limit, uncovering learnings with practical applications for both the future of laundry in space and here on Earth.”

To check out more information on Tide’s overarching sustainability ambitions, please see here.