BDO Unibank recognized the best online content creators in the first-ever BDO Blogger Awards.
The BDO Blogger Awards honors bloggers and influencers for sharing useful information, insights, and positivity with their followers and viewers. The awards honor bloggers’ contributions not only in spreading awareness about the bank’s advocacies, but also in initiating important public discussions for a more financially-inclusive industry through content creation.
The Awards feature two segments: the recognition ceremony, which awards the top-performing content creators in terms of the quality of content they published online from 2020 to 2021; and the content creation contest—a thematic activity that challenges participants to come up with unique and creative ways to talk about various topics.
This year, BDO challenged participants to discuss the bank’s innovative digital solutions, which served as an alternative option for clients to perform their bank transactions especially during the height of the pandemic.
And the awards go to…
The Digital Storyteller of the Year award was given to Mary Lorraine Llorin of Super Momma Blog.
For Excellence in Digital Engagement category, the winners were Lally Gonzales of Lally Reflections (3rd place), Berlin Domingo of Momi Berlin (2nd place), and Reylen Castro of Made it Through Mum (1st place).
Awardees for the Influential Blogger of Year category were Mary Lorraine Llorin of Super Momma (3rd place), Reylen Castro of Made it Through Mum (2nd place), and Berlin Domingo of Momi Berlin (1st place).
The winners of the Special Award for Exemplary Initiative were Ruby Caberte of Pinay Mommy Online (5th place), Lhyzie Bongon of Life with Lyzie (4th place), Roselle Toledo of Snapped & Scribbled (3rd place), Sylver Sy of Iconic MNL (2nd place), and Richard Mamuyac of The Newsmakers blog (1st place).
Meanwhile, Fitz Villafuerte of Ready to be Rich was named BDO’s Online Advocate of the Year.
For the Content Creation Contest, winners were Berlin Domingo of Momi Berlin and Reylen Castro of Made it Through Mum for Luzon; Sigrid Lo of Lovingly Momma and Clarice Lao of My Metro Lifestyle for Visayas; and Ruby Caberte of Pinay Mommy Online for Mindanao.
Content Creation Excellence. BDO Unibank virtually staged the 1st BDO Blogger Awards to honor bloggers and influencers nationwide for starting relevant discussions online about financial inclusion through creative content creation.
SCAMS are becoming increasingly “authentic” and “sophisticated”. But there are ways to spot and outsmart them.
BDO Unibank enumerates six useful tips to keep the clients safe when making transactions using their debit and credit cards:
Never share your One-Time PIN (OTP), card/account/reference number, or three-digit CVV with anyone, even if the person calling tells you he or she is from the bank. Real bank representatives will never ask for any of these confidential information.
Do not verify your account by clicking on a link sent via email or SMS. These links will redirect you to a website that imitates the bank’s official website. These fake websites are used to steal your information. BDO, for its part, will only send links to share information such as card promotions. When clients encounter suspicious emails, BDO’s advice is to send them to ReportPhish@bdo.com.ph.
Only transact using BDO Digital Banking app or BDO Pay. If a client uses the web browser, just type online.bdo.com.ph on the address bar to access the BDO Digital Banking account. Remember that BDO will never ask clients to log in to their Digital Banking account through a link.
If BDO monitors a suspicious transaction, the bank sends a transaction alert notification to its cardholder’s registered mobile number. Using its legitimate sender ID — BDO-Alert, the bank will provide the amount charged to the cardholder’s debit or credit card, and the merchant where the item was purchased. The cardholder will then be asked to verify the transaction via SMS. If the cardholder did not make the transaction, they are advised to call BDO Customer Contact Center Hotline at (02) 8631-8000 or message BDO Customer Care with a blue verified checkmark on Facebook Messenger.
Before traveling abroad, BDO reminds clients to check their available credit card limit and inform the bank how long they will be away prior to their trip. Doing so will allow the bank to take note of their overseas transactions. However, for added protection, the bank may still send SMS alerts or make calls to verify purchases.
Cardholders have the option to lock and unlock their debit and credit cards using BDO Digital Banking to manage their transactions. This function comes in handy if they misplace their cards. When suspicious transactions are detected however, the bank will temporarily lock a client’s card.
Be smarter than a scammer with #BDOAntiScam
To reactivate a locked card, clients may use either of these options: via BDO’s official website (click on “Cards,” “Credit Cards,” “Card Services,” then “Activation”) or through BDO Digital Banking mobile app (click on “More,” “Security Management,” then slide toggle button on card to be unlocked; wait for OTP and enter it to confirm). Cardholders can also text UB YES to 225678 or call the hotline at (02) 8702 6888.
BDO continues to advise its cardholders to always be vigilant and protect their sensitive information to avoid falling victim to fraudulent acts.
About BDO Unibank, Inc. BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services.
BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide. It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.
BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit http://www.bdo.com.ph.
BDO Unibank, Inc. BDO Corporate Center 7899 Makati Avenue Makati City 0726, Philippines Tel +63(2) 8840-7000 http://www.bdo.com.ph
AS COVID-19 continues to adversely impact the lives of millions of Filipinos here and abroad, the efforts to at least mitigate its effects continue.
In celebration of Migrant Worker’s Day, BDO Unibank, through its remittance service brand BDO Remit, recently donated hygiene kits to the community pantry set up by Philippine Overseas Employment Administration’s (POEA).
For love of Overseas Filipinos. BDO Remit donates hygiene kits to the community pantry set up by the Philippine Overseas Employment Administration in celebration of the Migrant Worker’s Day.
The kits, consisting of alcohol and face masks, among others, will benefit some 500 people and serve as a valuable health precautionary tool as POEA distributes them to overseas Filipinos coming back home from abroad, especially for those who will travel to areas in the country with still high COVID cases.
Setting up a community pantry is POEA’s own way of celebrating Migrant Worker’s Day this year as the agency was not able to hold its usual program of providing entertainment and giveaways to their clients, which POEA has been doing since 2017 in collaboration with BDO, because of health protocols.
In lieu of its usual activities, POEA decided to organize a simple community pantry this year to uplift the spirit of OFs and give them something they can use to protect themselves from the virus.
This is not the first time BDO Remit distributed health kits to OFs amid the pandemic.
Last year, in coordination with BDO Foundation, BDO Remit turned over hundreds of bags of hygiene kits to the Overseas Workers Welfare Administration (OWWA) at the Ninoy Aquino International Airport Terminal 1 and the Parañaque Integrated Terminal Exchange, which were then distributed to OFs who were sent back to the Philippines due to the outbreak of the global COVID-19 pandemic.
In addition, BDO Remit’s pre-departure orientation seminar team provided hygiene kits to more than a hundred repatriated seafarers in Iloilo in cooperation with OWWA Region 6 office. In Likewise, while working with OWWA, the Philippine Overseas Labor & Office, and the Philippine General Consulate office, the BDO Remit office distributed face masks to stranded and repatriated overseas Filipinos at the Macau International Airport.
All these form part of BDO Remit’s “Kayang-Kaya, Kabayan” campaign, an embodiment of its commitment to empower overseas Filipinos and make them feel that the Bank is ready to support and assist them wherever they may be. For more information on BDO Remit, visit BDO Kabayan Facebook page—BDO Unibank’s dedicated page for the overseas Filipino market.
About BDO Unibank, Inc. BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services.
BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide. It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.
BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit http://www.bdo.com.ph.
BDO Unibank, Inc. BDO Corporate Center 7899 Makati Avenue Makati City 0726, Philippines Tel +63(2) 8840-7000 http://www.bdo.com.ph
THE Trust and Investments Group (TIG) of BDO Unibank was named the Asset Management Company of the Year in the Philippines for the fourth straight year (2018-2021) by The Asset, at the recently held “Triple A Sustainable Investing Awards for Institutional Investor, ETF, and Asset Servicing Providers 2021”.
“Industry players accelerated the adoption of technology and relied on agility, risk management and engagement with investors to pull through such a tough year. For some of the most outstanding asset managers in Asia, ensuring effective communication is crucial even when a lot of the daily work has been moved online and to a work-from-home environment,” The Asset said in a statement.
It added, “This requires them to move fast in enhancing their digitalization capabilities and engaging with partners, especially investors, amid the market slump. The Asset was glad to know that many asset managers managed to convey the right information in a timely manner to their investors, thereby preventing sell-offs in the market.”
BDO TIG, which also won the award back in 2016, said the recognition is a testament to its commitment to service the clients even during the health crisis.
“Our ability to adapt to the ever-changing environment through the use of new channels and the creation of new processes for the new normal allowed us to service our clients despite the limited mobility due to the pandemic. The most important matter on hand was to keep BDO TIG visible to assure our clients that we are in full control of their investments,” said BDO TIG SVP and Head Rafael Ayuste Jr.
At the end of 2020, BDO’s consolidated trust assets under management (AUM) amounted to Php1.63 trillion, up 22% from the previous level of P1.34 trillion. Of this AUM, Php1.12 billion is managed by BDO TIG, while the remaining Php505 billion is managed by another BDO subsidiary, BDO Private Bank.
At the height of the pandemic, BDO TIG was able to quickly innovate and adapt to deal with the crisis and its adverse impacts through the implementation of new initiatives allowing for the:
• Efficient execution of daily operations while mindful of employees’ and clients’ safety and well-being
• Direct and targeted communication to clients informing them of market developments and allowing them to grab investment opportunities despite the volatile environment
• Continuous servicing of clients through the BDO Invest Hotline and BDO Invest Online channels, providing them a safe option to still do their investment transactions while most BDO branches were closed during the lockdown
About BDO Unibank, Inc.
BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services.
BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide. It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.
BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit http://www.bdo.com.ph.
BDO Unibank, Inc. BDO Corporate Center 7899 Makati Avenue Makati City 0726, Philippines Tel +63(2) 8840-7000 http://www.bdo.com.ph
Marami tayong pagsubok na hinarap nung nagsimula ang COVID-19 pandemic. Aminin nating napangunahan tayo ng takot dahil sa bagong virus at kung paano natin mapoprotektahan ang ating pamilya. Ganun kahalaga ang pamilya para sa ating mga Pinoy.
Araw-araw pumapasok na sa isip natin: “Paano kung magkasakit ang anak ko o ang mga mahal ko sa buhay?” Sa sobrang pag-aalala natin sa kanila, minsan napapabayaan na rin natin ang sarili natin. Kaya naman araw-araw nating pinagdarasal na sana’y walang magkasakit sa ating pamilya dahil mas mahal ang magkasakit ngayon, lalo na kung wala tayong naitatagong pera para dito.
Nung nagkaroon naman ng surge o pagsipa muli ang mga COVID-19 cases at bumalik ang mahigpit na lockdown sa Metro Manila, bumalik nanaman ang takot. At dahil sa sunod-sunod na krisis, minsan ‘di na natin malaman kung paano tayo makakaahon mula dito.
Pero hindi ‘to dahilan para mawalan tayo ng pag-asa. Bilang isang magulang, kailangan nating magpakatatag para sa mga anak natin. Kailangan natin mas maging maingat ‘di lang sa kalusugan pero pati na rin sa paggastos o pagbubudget lalo na kung may biglang pagkakagastusan.
Ngayong new normal, kailangan natin magkaroon ng mga panibagong priorities at maghanda sa future ng pamilya natin. Dahil kung hindi tayo handa, hindi tayo makakampante na malusog at safe sila palagi. Kaya narito ang ilan sa aking mga simpleng tips:
• BUMILI LANG NG MGA KINAKAILANGANG BAGAY
Isang ebidensya ng isang bagsak na ekonomiya ay kung marami ang walang trabaho, na lalong dumami dahil sa pandemya. At kung walang trabaho, walang sweldo. Bawas-trabaho, bawas-sweldo. Kaya naman maiging bawasan muna natin ang pagbili ng mga unnecessary items. Unahin muna ang mga bagay tulad ng pagkain, simpleng damit, at mga bayarin tulad ng kuryente at tubig.
• MAG-SET NG FINANCIAL GOALS
May krisis man o wala, maiging mag-set tayo ng ating financial goals. Ano ba ang kailangan mong pag-ipunan? Anu-ano ang mga gusto mong bilhin o magkaroon, lalo na pagkatapos ng pandemya?
Mabuti na ring alam natin ang ating financial priorities dahil ito ang gagabay sa atin sa kung anong klaseng lifestyle ang meron tayo ngayon at sa hinaharap.
Libre ang mangarap. Pero kailangan din nating matututong magtipid at gumastos nang tama kung gusto nating marating ang mga ito.
• MAG-IPON PARA SA EMERGENCY FUND
Hindi natin alam kung kailan mangyayari ang mga emergency tulad ng matinding aksidente o malalang sakit. Malaking gastusan ang pinag-uusapan natin dito. Kaya naman mabuting maglaan ng pera para sa mga ito.
Halimbawa, sa sahod mo sa isang buwan, magtago ng 10-20% para sa emergency fund at ‘wag itong galawin kung ‘di naman kailangan. Pwede ka ring mag-set isa pang account para sa emergency fund para maayos itong nakahiwalay sa every budget mo.
• KUMUHA NG INSURANCE PARA SA FUTURE NG PAMILYA MO
Kung hirap naman kayo sa pag-ipon para sa mga emergency, dito pumapasok ang halaga ng insurance. At hindi kailangan nitong maging mahal.
Halimbawa, may insurance ang PhilLife na pwede mong gamitin kung maaksidente ang miyembro ng iyong pamilya. Malaki nga ang gastos sa pagpapagamot at pagpapalibing (kung saka-sakali), na maaaring umabot ng libu-libo. Pero kung nakabili ka ng Family Accident Secure ng PhilLife na Php400 ang pinakamura, baka ‘di mo na kailangang galawin ang savings mo.
Isa pa, Hunyo na ngayon. Umpisa na ng dengue season. Madalas nagsisimula nang dumami ang mga kaso ng sakit sa panahong ito. At kailangan pa rin itong bantayan sa gitna ng pandemya. Kaya naman mabuti nang meron din kayong insurance para sa dengue.
Karaniwang mahal ang pagpapagamot para sa dengue, na gaya ng sa aksidente ay aabot din ng libo. Pero kung meron kang insurance gaya ng sa PhilLife na P1,200 na covered na ang apat na miyembro ng pamilya, sagot na nito ang hanggang Php30,000 na gamutan sa bawat tao. Sulit din, diba?
Ang maganda pa sa PhilLife, meron itong online shop na pwedeng ma-access via mobile phones or laptop. Importante din ito ngayon dahil ‘di mo na kailangan lumabas ng bahay at magbuwis-buhay para lang makakuha ng insurance plan para sa pamilya. Kung may gusto pa kayong ibang malaman tungkol sa mga insurance products ng PhilLife, bisitahin lang ang https://phillife.com.ph
Simple lang naman ang hiling natin sa buhay. Gusto lang natin mapanatag ang loob natin na ma-ensure at protektado ang future ng ating pamilya. Kaya isang malaking realization ang pagkakaroon ng pandemic. Isa ‘tong senyales para sa ating lahat na mas maging matatag at handa para maiwasan ang higit na pag-aalala para sa ating mga mahal sa buhay.
BDO Unibank has received gold, silver, and bronze awards for its business innovation and effective communications in the 8th annual Asia-Pacific Stevie Awards.
The Asia-Pacific Stevie Awards are the only business awards program to recognize innovation in the workplace in all 29 nations of the Asia-Pacific region. Stevie Awards are widely considered to be the world’s premier business awards.
BDO’s employee newsletter, The Wayfinder, was recognized with a Gold Award for Innovation in House Organizations and Publications under the Annual Report Awards & Other Publication Categories. Featuring true-to-life employee stories of struggle and success during the pandemic, it was lauded for being an effective instrument in forging and strengthening solidarity, empathy, and cooperation within the organization.
BDO also received two Silver Stevie Awards for: • The Most Valuable Corporate Response under the COVID-19 Response Categories for its ATM on Wheels initiative, which allowed cash accessibility amid community quarantine restrictions; and • Innovation in the Use of Celebrities or Public Figures under the Corporate Communications, Investor Relations, and Public Relations Categories for its partnership with emerging social media influencers, TikTokers, to support its new BDO Remit videos starring endorser Piolo Pascual.
Two Bronze Stevie Awards for: • Innovation in the Use of Video under Corporate Communications, Investor Relations, and Public Relations Categories for its anti-scam video, “Utakan Ang Scammer (Outsmart Scammers),” which equips clients with information to combat scam attacks; and • Innovation in Public Relations Videos under the Videos Categories for “Celebrating Everyday Heroes,” an inspirational video montage showing how Filipinos found ways to help each other cope through one of the world’s biggest health crises.
“The pandemic made communications more important than ever. We had to modify our communication approach to our public by using digital communications channels more frequently, while keeping in mind our primary objective—that is, to impart factual information to our readers,” said BDO SAVP and Corporate Communications Head Honey Reyes.
More than 900 nominations from organizations across the Asia-Pacific region were considered this year. Gold, Silver, and Bronze Stevie Award winners were determined by the average scores of more than 100 executives around the world acting as judges in March and April 2021.
Stevie Awards president Maggie Gallagher said: “Organizations that won this year have demonstrated that they have continued to innovate and succeed despite the COVID-19 pandemic, and we applaud them for their perseverance and creativity.”
Finding ways amid the pandemic. BDO Unibank was recognized for the first time in the 8th Asia-Pacific Stevie Awards, taking home gold, silver, and bronze awards for its business innovation and effective communications.
About BDO Unibank, Inc.
BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services.
BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide. It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.
BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit http://www.bdo.com.ph.
BDO Unibank, Inc. BDO Corporate Center 7899 Makati Avenue Makati City 0726, Philippines Tel +63(2) 8840-7000 http://www.bdo.com.ph
LIVES would be more stressful, difficult, inconvenient, and less secure if not for Filipino frontliners’ commitment to their duties as we all struggle with the pandemic. These include bank employees who help clients access cash for our basic needs.
From Korea with Love
Sangsik Shim of Daelim Philippines is happy that even during the strictest periods of the Enhanced Community Quarantine his bank, BDO, was able to fulfill his company’s needs.
Mr. Sangsik Shim of Daelim Philippines
Mr. Shim appreciates that his bank has a dedicated Korean Desk staffed by Filipinos who are knowledgeable about Korean culture and even speak the language. “BDO knows how Koreans handle businesses, and for that, we’re lucky. Since then, Daelim has had short-term loans with BDO to fund our business operations. It also has been very easy to get credit lines from them because they know and support our company’s plan,” said Mr. Shim.
“We always want our partners to respond quickly, so thankfully, that’s how BDO has been so far. My company and also my own experience with BDO strengthened my trust in the bank. They continue to prove that even in good times when our business needed funding, and the bad times when there are unexpected events, we can rely on them.”
Mr. Shim was impressed at how quickly BDO responded to his needs during the pandemic. When he received a call that his credit card was about to expire, ECQ was declared. He was expecting that it would take a long time to transact for a renewal due to the lockdown but BDO processed fast and had his new card delivered.
Human Solution
2020 was also a challenging year for Stefan Schmitz, CEO of Antrak Logistics. Fortunately, Mr. Schmitz’ line of business is considered an essential one: it was subject to lesser restrictions in terms of mobility. Nevertheless, with quarantine affecting services along the supply chain, there was still the risk of disruption in its operations.
Mr. Stefan Schmitz, CEO of Antrak Logistics
According to Mr. Schmitz, he is lucky to have a bank that makes sure transactions went as smoothly as possible. “I applaud BDO because they are always reachable for every transaction even with the lockdown restrictions. Also, we were able to push our clients to transact online so they can pay their employees even with the work-from-home set-up. Other than that, BDO assisted us in our business expansion through their loans even during the pandemic. We looked for efficiency, and we found it in BDO,” he said.
While many problems required a technological solution, Mr. Schmitz said that BDO provides the best solution of all: the human factor that assures him that everything will be all right.
“Nowadays, with so much reliance on technology, it’s very hard to keep the personal connection but BDO always has that human touch that I admire. I think BDO has done a great job there especially in my business because there is always somebody you can rely on. All I have to do is make a phone call and I am able to reach a person who can assist me. It enables us to make better decisions with less stress and difficulty.”
Keeping “Business as Usual”
As a global management consultancy, Roedl Philippines, Inc. is mainly concerned with helping international clients set up and run their businesses in the Philippines. It also extends the same service to Philippine companies based overseas, particularly in Germany. Roedl & Partner has 109 offices in 49 countries. With a tight-knit grid of intentional offices and global connected clients, the company needs to operate as efficiently and as effectively as possible locally and cross-boarder.
When the quarantine and lockdown were declared in Manila, Roedl Philippines needed a banking partner that could assist the company and its clients to complete particularly their international transactions—since despite the local lockdown and travel restrictions the global business never stopped.
“We have a set of requirements for any business partner we work with. First of all, we look for entrepreneurial spirit. This means seeing challenges as opportunities. It goes without saying that we expect from our staff and business partners to bring in an alert mind, commitment, and professionalism,” said Dr. Marian Norbert Majer, Executive Director and Consultant of Roedl Philippines, Inc.
“What is also of utmost importance to us, is business integrity. I would define integrity as the ability to gain trust and respect. Both trust and respect can only be gained through time, through consistent and reliable performance. I can attest that BDO fulfills all of these requirements. It was proven over a longer period of time but particularly during the pandemic.”
For those reasons, Roedl continues a strong business relationship with BDO all these years. According to Dr. Majer, BDO was able to consistently provide service and assistance throughout the ECQ period. “We highly appreciate that despite limitations due to the ECQ, we always had someone from BDO who was directly and constantly available to take care of our requirements. This means not only our requirements, but particularly the requirements of our clients.”
The pandemic underscored the importance of reliability and trust during times of crisis. For these expats, they chose BDO because the bank continues to find ways amid difficult challenges.
Isinagawa ng BDO Network Bank (BDONB) ang kanilang Go Negosyo talk show na pinamagatang “Kayang-kaya Kabayan” nitong Biyernes, June 4. Layunin ng talk show na magbahagi ng financial management tips at valuable insights pagdating sa mga sustainable at adaptable business opportunities hindi lamang para sa mga local Micro, Small, and Medium Enterprises (MSMEs), kundi pati na rin sa mga Overseas Filipino Workers (OFWs) at kanilang mga beneficiaries.
Pinangunahan ni SME Advocate Josie Conlu ang talakayan tungkol iba’t-ibang financial challenges na kinakaharap ng ating mga OFWs abroad. Nagbahagi rin siya ng mga opportunities na maari nilang subukan pagkatapos nitong pandemya. Naroon din si Randell Tiongson, isang registered financial planner and advocate ng Life & Personal Finance, na nagbahagi ng preparedness at adaptability tips kung paano ba i-manage ang income at kung papaano mag-impok para sa emergency funds. Kabilang dito ang pag-shift sa mga essential business, paggamit ng online platforms, at pagdagdag ng stocks.
Napag-usapan din ang importansya ng MSMEs sa pagpapalago ng lokal at nasiyonal na ekonomiya. “Ang pag-unlad ng Pilipinas ay nakasalalay sa pagsulong ng mga MSMEs. Sa paglago ng mga MSMEs, gaganda ang kinabukasan nila at ng kanilang pamilya. Dahil dito, tinatawag na “growth engine” ng ekonomiya ang mga MSMEs,” ani BDONB Senior Vice President and MSME Group Head Karen Cua.
Dagdag pa niya, ang mga MSMEs ay ang nagpapatakbo ng ekonomiya ng ating mga komunidad dahil nakapagbibigay ito ng trabaho, mga produkto, at mga serbisyong kailangan sa pang araw-araw.
Ayon sa data ng Bangko Sentral ng Pilipinas, ang MSMEs ay isang kritikal na sector ng ating bansa dahil they account for 99.5% ng business enterprises, 62.4% ng total employment, at 35.7% ng gross value added. Maliban dito, sila rin ay nagsisilbing valuable partners at suppliers ng mga malalaking enterprise.
Kaya’t patuloy na sinusuportahan ng BDONB ang mga MSMEs upang mapanatili at mapalago ang kanilang operasyon sa gitna ng pandemya. Ang dating OF na si Ernesto Abad, isang electrician na nagtrabaho sa Saudi Arabia, ay nagbahagi ng kanyang kwento kung paano nakatulong ang BDONB at ang Kabuhayan Loan sa kanyang pamilya at sa kanilang negosyo lalo na ngayong pandemya.
“Dahil sa sitwasyon ng lockdown, ang buwanang padala ng asawa ko na nasa abroad ay natigil, kaya’t napakaganda ng pag-alok sa akin ng BDO [Network Bank] upang maipagpatuloy ko ‘yung aking negosyo kahit sa panahon ng pandemic,” ani Abad.
Bilang isang trusted partner ng mga MSMEs sa business growth at sustainability, handog ng BDONB ang Kabuhayan Loan upang mabigyan ang mga MSMEs ng access sa additional capital at investment para sa kanilang stocks, sa pag-expand at pagpapalago ng kanilang negosyo.at sa pagbili ng mga business assets gaya ng delivery trucks at iba pang kailangang equipment.
Ang Kabuhayan Loan ay mayroong mabilis at simpleng application process para sa pagpapa-utang sa mga negosyante ng mula P30,000 hanggang P1,000,000 na hindi nangangailangan ng collateral. May installement options ito na 12 months hanggang 24 months, depende sa kakayahan ng isang borrower magbayad. Meron din itong kaakibat na Credit Life Insurance na nagsisilbing proteksyon ng pamilya laban sa financial burden.
Ang BDO Network Bank’s Kabuhayan Loan ay makakapagpa-utang sa mga negosyante ng mula P30,000 hanggang P1,000,000 ng walang collateral.
Ang BDO Kabuhayan loan ay available sa lahat ng BDONB branches. Para ma-qualify sa loan, ang borrower ay dapat mayroon existing na negosyo for at least three years at nagge-generate ito ng weekly sales na di bababa sa P15,000. Magsubmit lamang ng isang valid ID, business permit, at proof of sales. Maaari ring mag-apply online via http://www.bdonetworkbank.com.ph.
Mula May 17 hanggang July 16, 2021, 30 lucky applicants ang mananalo ng Kabuhayan Package na tig-P10,000 worth of grocery goods o SM appliances. Para sa mga inquiries tungkol sa promo, mag-send lamang ng private message sa BDO Network Bank PH Facebook page o bisitahin ang http://www.bdonetworkbank.com.ph/kabuhayan-loan.
BDO Network Bank
Ang BDONB ay ang rural bank subsidiary ng BDO Unibank. Ang linyang “Sama-sama Tayo” ang pangakong pinatutupad ng BDONB sa lahat ng mga customers sa tulong ng mga produkto at serbisyo nito. Sa ngayon ang BDONB ay may higit kumulang na 290 offices at 277 ATMs sa buong Pilipinas.
Raising Boys.
Food and Memes In Between. 